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• We are not a bank, but a co-operative Mutual Credit Union. We are regulated by APRA in the same manner as a bank.
• We offer personal loans, credit cards, saving accounts, internet saving account and term investment accounts.
• We offer mortgage loans with a Transport Mortgage package available (to all those associated with and connected to the transport industry).
• We often take overtime into account when assessing loans.
• We often take Centrelink and child support into account when assessing loans.
• We can lend up to 95% of a property value.
• We have free payroll splitting ability between sub accounts to assist with your budgeting.
• We offer a mobile service, where we can come to you to discuss your home loan enquires.
• We support and sponsor many activities within "Transport for NSW".
• We donate much time and money to charity to help people.
• Monthly interest is available on most of our fixed term investments.
• You can deposit and withdraw from any Australia Post outlet.
• We have easy internet access available.
• A savings pattern with us could be the start of your credit history.
• What profit we make is reinvested into the Credit Union to provide better products and services rather than to pay shareholders.