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Are you dissatisfied with the returns of your current Super Fund? Are you ready to take control of your Superannuation? If there will be 4 or fewer members, why not look at opening up a Self Managed Super Fund Account with Encompass Credit Union?

What do you need?

Opening a SMSF Account is easy and we can assist you with every step. But remember, Self Managed Super Funds are not for everyone. Ensure you seek professional advice before making your decision.
Before opening up your SMSF Account with Encompass, there are a few things you need to complete.

1. Establish the superannuation fund. This requires a complying trust deed. Your accountant is able to assist with this process, alternatively, Encompass Credit Union recommends Noel French & Associates.
2. Register with the ATO. This entails obtaining an ABN and submitting an application to register the Superfund; your accountant again will be able to assist through this step.
3. Now, you may wish to seek professional advice on preparing an Investment Strategy. Failure to comply with the investment rules can result in the Fund losing its complying status.
4. Now the paper work is done, you can open your account. Download the Trust Account Application Form here to start the process. You can print this out and bring it to your nearest Branch, with a copy of the Trust Deed and ABN/ TFN to ensure a quick turnaround.

Note: In setting a up a Self Managed Super Fund there are costs associated, such as shelf company, trust deals, tax & accountant fees.

Apply

Apply for a Self Managed Super Fund Trust Account

Your account is set up, what can we offer you?

Now that you have opened your account, you're wanting to know what Encompass can do for you.

Access to professional help.

As you are saving for the golden years of life, it is important that you make the best decisions for yourself, and your future self. That’s why Encompass has teamed with Noel French (Accountant) and Bridges Financial Planners to ensure that you are able to access the best information possible.

Noel French

Noel French has been an Accountant for over 25 years and is experienced in helping establish Self Managed Super Funds. As a special offer for Encompass Credit Union members with the first consultation is free and 10% off the set up fee.

Bridges Financial Planning

To make the right investment decisions for yourself, why not arrange a complimentary introductory consultation with a financial planner through Bridges. A qualified planner can make a world of difference. Why not see how you can benefit?

Term Investments

Manage these uncertain times and guarantee yourself a great interest rate return with our Term Investment Accounts. With terms ranging from 3 months to 2 years you can be sure that no matter what happens in between your investment is safe.

View our current interest rates here.

E-Money and Transactional Accounts

Wanting to have your money on hand so you can take advantage of market opportunities that arise? Look no further than our E-Money Account which allows you the opportunity to have your money earn a healthy return whilst you wait to make your next investment purchase. Access to your funds is available 24 hours a day, 7 days a week so you never miss an opportunity again.

Questions?

If you have any questions, please contact us

_{In referring you to Noel French and Bridges (ASX Participant, AFSL No. 240 837) Encompass Credit Union does not accept responsibility for any acts, omissions or advice of Noel French, Bridges or its authorised representatives. We may receive a commission from Bridges for referrals to it.}