Union Account (S3)

Many of our members joined Encompass because of our alliance with the railway, bus, tram and ferry industries and we recognise that many of these members are also members of the Rail Tram and Bus Union (RTBU).

This account is a separate account to your Access Savings Account. It is only to be used to pay your union fees by direct debit. You set aside an amount each pay for your union fees and this is deposited to your union account. Your Union will then direct debit this account with your union fees.

Direct debits and credits
Payroll deduction available
Interest calculated daily, paid monthly
Key Features
Minimum to open nil
Interest income Calculated daily, paid monthly
Access Methods
Lending and Banking Centre transactions Yes
Direct credits / debits Yes
Bank@Post No
Phone Banking No
Internet Banking No
BPAY No
Personal cheque facility No
ATM/EFTPOS No

More Information

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