Many of our members joined Encompass because of our alliance with the railway, bus, tram and ferry industries and we recognise that many of these members are also members of the Rail Tram and Bus Union (RTBU).
This account is a separate account to your Access Savings Account. It is only to be used to pay your union fees by direct debit. You set aside an amount each pay for your union fees and this is deposited to your union account. Your Union will then direct debit this account with your union fees.
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Direct debits and credits |
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Payroll deduction available |
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Interest calculated daily, paid monthly |
| Key Features | |
| Minimum to open | nil |
| Interest income | Calculated daily, paid monthly |
| Access Methods | |
| Lending and Banking Centre transactions | Yes |
| Direct credits / debits | Yes |
| Bank@Post | No |
| Phone Banking | No |
| Internet Banking | No |
| BPAY | No |
| Personal cheque facility | No |
| ATM/EFTPOS | No |









