Term Investments


An Encompass Term Investment offers you a convenient way of earning a high rate of interest to help you reach your savings goal quickly. These rates are higher than many other savings accounts in the market. Here are some of the great benefits that you receive from a Term Investment:

High interest rates
Interest can be paid monthly (Terms greater than 6 months), or on maturity
Interest rate is fixed for the term of the investment


 

Interest Paid on Maturity

Amount

From $1,000 - $9,999 For $10,000 - $50,000 For $50,000 - $100,000 Over $100,000

Terms and Rates

       

3 - 6 months

4.35% pa

5.60% pa 5.60% pa 5.60% pa

7 - 11 months

4.80% pa 6.05% pa 6.05% pa 6.05% pa
12 months 4.85% pa 6.10% pa 6.10% pa 6.10% pa
13 - 23 months 5.00% pa 6.25% pa 6.25% pa 6.25% pa

24 months

5.10% pa 6.35% pa

6.35% pa

6.35% pa
Interest income calculated daily and credited on maturity Yes Yes Yes Yes

 

Interest Paid Monthly

Amount

From $1,000 - $9,999 For $10,000 - $50,000 For $50,000 - $100,000 Over $100,000

Terms and Rates

       

3 - 6 months

n/a n/a n/a n/a

7 - 11 months

4.60% pa 5.85% pa 5.85% pa 5.85% pa
12 months 4.65% pa 5.90% pa 5.90% pa 5.90% pa
13 - 23 months 4.80% pa 6.05% pa 6.05% pa 6.05% pa

24 months

4.90% pa

6.15% pa

6.15% pa

6.15% pa

Interest income calculated daily and credited monthly Yes Yes Yes Yes

Rates effective 26 July 2010. See here for full Interest Rate Details.

More Information

Apply

Apply for a Term Investment Apply Now

 

 

If you have any questions, please contact us Enquire Now

 

 

Questions?

 

  • Security Alert

    Tuesday, 13 July 2010

    Every year criminals use tax time as a means to commit fraud by submitting fraudulent tax claims or by scamming the public into sending personal details.

    more >
  • RBA holds interest rates steady

    Tuesday, 06 July 2010

    In a welcome move, the Board of the Reserve Bank of Australia today decided to leave the cash rate unchanged.

    more >
  • NSW Home Buyers Bonus

    Thursday, 01 July 2010

    From 1 July 2010, transfer duty exemptions and concessions are available for certain new home purchases, off the

    more >

estate

 

estate