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A Visa Debit works just like any other EFTPOS card, giving you the convenience and control of using your own money, to make purchases:
Visa Debt gives you the freedom to shop by phone, online or overseas using your own money. It’s accepted at over 30 million locations in 150 countries, freeing you from the worries of travellers cheques or credit cards.
Each Visa Debit card features a ‘smart’ chip – the new global standard in card security. This microchip is virtually impossible to copy, giving you maximum protection against counterfeiting, card skimming and other fraud. To access the additional security protection of Visa’s Zero Liability policy, simply press ‘CR’ or ‘Credit’ when you shop with your Visa Debit card.
If you have any questions, please contact us 
The Labor government’s federal budget for 2012/13 has been announced, but what does this mean to you?
After consecutive decisions to keep rates on hold, the RBA has made the decision to reduce the cash rate to 3.75%, marking the first rate cut for the year.
At Encompass we take security very seriously and to protect you from any theft or unauthorised transactions, we constantly monitor your card activity. To confirm any suspicious transaction we’ll need a way to contact you while you’re on the road to confirm if activity is authorised.
According to news.com.au consumers who use non-network ATMs paid $660million in mostly unnecessary fees last year.
The 2011 Annual General Meeting was held on Wednesday, 23 November 2011.