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Sydney City on a Budget

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Written by Alison Gallagher Friday, 12 February 2016 14:56

One of the wonderful things about living somewhere like Sydney is that you have amazing restaurants and cafes, quirky boutiques, live music and theatre shows, galleries and wonderful markets at your fingertips.  All these highlights of inner city living come with a fee however, so to really get the most out of living somewhere cosmopolitan and adventurous we kinda need to sample the fare, which costs money….

love sydney city on a budget
There is lots to love about Sydney without spending a fortune

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Things to Consider When Applying for a Home Loan

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Written by Alison Gallagher Friday, 05 February 2016 13:54

The Australian dream of home ownership is still strong. Yes it’s true there’s still talk of ‘the bubble’, however at the same time buyers are benefiting from incredibly low interest rates, the lowest in decades. While house and apartment prices may have increased significantly over the past 5 years, so too has rent. In fact, in many cases the amount of rent being paid for some properties is the same as the cost of an average mortgage repayment. It can be tough trying to weight out the pros and cons to buying vs renting – which is why so many young people are still living with their parents well into their 20s and even 30s…
make sure you do your homework before you apply for a loan

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How to Save as a Student

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Written by Alison Gallagher Friday, 29 January 2016 13:23

If you don’t know already, getting through tertiary education is financially tough, and it's even tougher if you're a student living away from home. Whether you’re about to embark on a new life at University fresh out of school, or you are continuing an existing degree or course at TAFE, here are some money saving tips to get you through the year with enough food in your belly, strategies to still have fun, and hopefully even some savings left for an end of year treat or to build towards some exciting financial goals.

make like a student and watch your pennies
you can still enjoy student life on a budget                 image from www.freepeople.com

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How to Create a Positive Workspace

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Written by Alison Gallagher Friday, 22 January 2016 09:11

For most of the working public Summer holidays have come to a close and it’s back to work for another year.

It can be hard to return to work with an excess of enthusiasm after a break away from daily grind, and it’s very easy to slip into negative though patterns about what you don’t enjoy about your job. So to help get you inspired and motivated for the new year here are some ideas to create a positive and productive workspace and wonderful work year ahead.

don't worry be happy
Don't worry, be happy!                                                                          Image from Flickr

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Get the most out of the January Sales

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Written by Alison Gallagher Thursday, 14 January 2016 18:42

The boxing day sales lure us in just days after we have already spent a bundle on Christmas gifts. Half the items we purchased as gifts in December are discounted (no!), and we finally feel justified to spend money on ourselves after having spent our pennies on everyone else the previous month. Christmas spending money is exchanged for goods during the sales.  

save at the sales
save at the January sales                                                                     Image from Flick

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How to Make 2016 Your Year

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Written by Alison Gallagher Wednesday, 06 January 2016 15:19

For many of us, the New Year is a chance to start afresh, wipe the slate clean and set new intentions for the year ahead. We declare “things will be different this year” with ambitious goals of losing two dress sizes, going to the gym every day, completely giving up sugar or caffeine, and promising ourselves we will never drink again.

have more adventures in 2016
Have more adventures in 2016

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