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Saving money shouldn't be taxing

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Written by Alison Gallagher Friday, 31 July 2015 10:59

Now that we are well and truly into a new financial year, it is time to get your tax paperwork in order and arrange your tax return. Joy!  If you haven’t already, gather your group certificates (also known as payment summaries) any relevant receipts which might be floating around your inbox and desk drawers, tally up your claimable expenses and visit an accountant (or do it yourself online here). Doing the annual tax return is a bit of an annoying task, but once its done, it feels good to cross it off the to do list, and if you’re lucky there’ll be a bit of a return for you as reward.

save your tax return to reap the benefits later
'fill your cup' - keep your savings account growing to stay financially free                                                                       Photo by Alison Gallagher

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Turn your Frown upside down – Tips to Overcoming the Winter Blues

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Written by Alison Gallagher Thursday, 16 July 2015 21:24

It’s cold, wet and the clothes you are wearing are still damp from not having dried on the line properly. Your joints ache and you have a head cold. Your house smells musty from all the dampness but its too cold to open the windows at home by the time you finish work in the evenings. You don’t feel like socialising, or eating healthily, you just want to eat takeaway and veg out in front of the TV. Getting out of bed in the mornings is the hardest it is all year long, but getting into a cold bed at night is almost as hard. You have the Winter blues, and the only thing you think will make things better again is a whole lotta sun, perhaps winning the lottery or a change of season. Right? Well, yes that will certainly help, but there are plenty of little tricks to boosting your mood now, so you’re not a cranky bum all winter long – we still have over a month to go!

don't go all stone cold
Don't be stone cold this Winter                                                             Image from Flickr

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Unfolding into Herself

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Written by Alison Gallagher Thursday, 09 July 2015 15:22

Career Spotlight - Yoga Teacher

Peita Handel knows the importance of taking time out, living authentically and allowing space around goals and ambitions. Originally studying biochemistry at university, her life took a change of direction when she fell in love with the philosophy and grace offered by yoga, not just as a practice but as a lifestyle. Practising yoga herself for over 10 years Peita offers her yoga students an open hearted experience sprinkled with honesty, laughter and plenty of room to move, twist and find balance.  Specialising in pre and post natal yoga, Peita loves connecting with women fully immersed in the experience of motherhood, and offers a grounding, compassionate and nurturing space for her students to sink into and be received. Having enjoyed Peita's classes myself over the years, I asked her to share a few thoughts about her career so far.

Peita Handel from Muma Yoga
Peita Handel from Muma Yoga 

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Top Tricks to Buying Second Hand

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Written by Alison Gallagher Monday, 06 July 2015 20:30

A touch of retail therapy often leaves one feeling satisfied, especially if you’re feeling a bit down in the dumps or needing to boost your confidence. But when the bank balance is low, or the budget is set, a big spend at the shops just isn’t a good idea.

But what if you could have the thrill of trying on clothes or browsing through nick naks, and still go home with a bag of goodies? Op shopping is an excellent way to update your wardrobe, or add to your random collection of bits n bobs without breaking the bank. And it has heaps of other benefits too:

treasures found
recent treasures found at a vintage shop 
   

How to Get the Most out of Your Sleep this Winter

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Written by Alison Gallagher Sunday, 28 June 2015 12:11

Winter is a time to rest and retreat, to go inwards and cut down on socialising. The cold weather is an invitation to snuggle up indoors, indulge in comfort foods, and spend quality time alone or with loved ones. Late nights out tend to be replaced with nights spent at home watching movies, reading books and cooking up a storm. Cold salads, icy drinks and fresh juices are harder to digest and don’t satisfy in the cooler weather, instead it’s slow cooked meats, warming stews and soups, and steaming cups of tea and hot chocolate keeping our bellies happy.

The long nights lure us into bed sooner, and keep us under the covers for longer

image from Flickr

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Eat Cheap for a Week - Cosy Comfort Food for Winter

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Written by Alison Gallagher Saturday, 20 June 2015 12:33

Living on a budget can mean we miss out on things we want, we have to make sacrifices and spend wisely.  It can also teach us so much about being patient, conscious of our spending, and teach us about being resourceful and creative with what we do have.
Giving in to the occasional treat is nice, and the joy of saving up for something you genuinely want is rewarding and motivating. Simple things like budgeting and planning carefully for our meals is a very effective way to save, as well as ensuring we don’t waste food (or money), and sometimes having limited funds allows for a greater scope of imagination, as we find ways to merge foods and flavours in new and interesting ways.
I’ve put together a simple (and cheap!) shopping list of affordable foods to form the basis of an entire week of yummy dinners, including one night with an extra portion for a buddy or a beloved and dessert to finish off!

fresh ingredients to keep you healthy this winter

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