RN: Blog Categories

Federal Budget 2016 - Changes to Super

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Written by Alison Gallagher Wednesday, 18 May 2016 13:46

The 2016 budget announced earlier this month included some big changes to superannuation. While these are yet to pass legislation, it is likely many of these changes will come into effect 1 July 2017.  Be prepared and learn what is in store so you can adjust your own superannuation strategy to ensure a comfortable retirement.   

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How to be Frugal with your Food Shopping

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Written by Alison Gallagher Friday, 13 May 2016 13:04

As the weather cools many of us reach for our favourite food comforts. Cosying up at home on the couch with a big steaming bowl of something delicious is a great way to nurture the body and soul.

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How to Scope out the Property Market Before you Buy

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Written by Alison Gallagher Friday, 06 May 2016 13:48

So you’re saved up a decent deposit and even attended a few property inspections. You feel ready to commit to a mortgage and are keen to find the perfect place, but perhaps you’re a little overwhelmed about where to start? Researching the property market is a great place to start.

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Declutter your life this Autumn

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Written by Alison Gallagher Friday, 29 April 2016 14:17

It finally feels like Autumn has arrived. The days are getting shorter and fresh and cooler weather is definitely here. It is a welcome relief to those who prefer the cool temperatures, but who doesn't feel a touch of sadness as the warmer weather retreats? Most of us spend more time indoors as the weather cools down. The sun has set by the time most of us leave work or get home in the evenings and wet weather will keep us at home on the weekends. In many cultures around the world Autumn is a time for contemplation and release. As the trees shed their leaves and bunker down, we too can shed what we no longer need (and preserve what we do) to prepare us for the colder winter months ahead. Here are a few simple ways to make space for the changes approaching

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Protect your Pension - Prepare for Changes in 2017

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Written by Alison Gallagher Friday, 22 April 2016 08:16

Love it or hate it, retirement is something all of us will have to face eventually. For those approaching retirement, it can be a time brimming with excitement and relief, teamed with some anxiety about having enough funds to last you the rest of your life, and uncertainty about how you will spend such a large volume of spare time. But finally hanging up your hat means you will have the time to travel, sleep in, garden, take up the hobby tools or read all those books you’ve been wanting to dive into. If retirement is close for you, hopefully you’ve already reduced your debts and budgeted for a slight change of lifestyle and reduced income. However, due to approaching changes to the age pension announced by the Federal Government this year, you might want to be prepared for changes due to roll out on January 1 2017

don't sacrifice your retirement plans
Don't Sacrifice your Retirement Dreams

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Buying your first home - Credit History Explained and Saving for a Deposit

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Written by Alison Gallagher Friday, 08 April 2016 16:47

Buying a your first home is an exciting investment, but it can also be a bit daunting!  Here are some simple tips to help you stay on track and avoid having a home loan application rejected.  Before you even begin entertaining the idea of purchasing a property, you will need to have a good credit history. If you haven't borrowed money before, don’t worry it’s not a prerequisite, there are other ways for a financial intituion to assess your financial reliability.  

begin the dream of owning your own home
Home is where the heart is!

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