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Personal Loans

Rates effective 22 March 2010. See here for full Interest Rate Details.

Loan Type Interest Rate Comparison Rate
Personal Loans

13.25% pa (secured)
15.70% pa (unsecured)

 15.15% pa*
17.59% pa*
Home Improvement Loans

12.00% pa

 13.92% pa*
Car Loan (Motor Vehicles up to 2 yrs old) 10.45% pa 12.36% pa*
* Comparison rates calculated on a loan amount of $10,000 over a term of 3 years. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available below. Rates effective 11 November 2008 and subject to change at Credit Unions discretion.

Download our Comparison Rate Schedule below

Comparison Rate Schedule

Questions

If you have any difficulty downloading the above, please contact us Enquire Now

Please note: Fees and charges apply. Loans are subject to Encompass Credit Union Ltd's normal lending criteria.

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