Rates effective 24 November 2008. See here for full Interest Rate Details.
| Loan Type | Interest Rate | Comparison Rate |
| First Homeowners Loan | 7.15% pa | 7.55% pa* |
| Fixed Interest Rate Home Loan 1 Year | 6.95% pa | 7.55% pa* |
|
Fixed Interest Rate Home Loan 2 Years |
7.15% pa | 7.54% pa* |
| Fixed Interest Rate Home Loan 3 Years | 7.50% pa | 7.60% pa* |
| Fixed Interest Rate Home Loan 5 Years | 7.75% pa | 7.71% pa* |
| Introductory Home Loan | 7.15% pa | 7.58% pa* |
| Equity Home Loan | 7.65% pa | 7.72% pa* |
| Standard Variable | 7.55% pa | 7.62% pa* |
| Interest Only | 7.55% pa | 7.62% pa* |
| Home Loan Offset / Bridging Loans | 7.55% pa | 7.62% pa* |
* Comparison rates calculated on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available below. Rates effective 24 November 2008 and subject to change at Credit Unions discretion.
Download our Comparison Rate Schedule below
 |
Comparison Rate Schedule |
Questions
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Please note: Fees and charges apply. Loans are subject to Encompass Credit Union Ltd's normal lending criteria.
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