Rates effective 01 June 2010. See here for full Interest Rate Details.
| Loan Type | Interest Rate | Comparison Rate |
| Fixed Interest Rate Home Loan 1 Year | 6.89% pa | 7.19% pa* |
|
Fixed Interest Rate Home Loan 2 Years |
7.39% pa | 7.27% pa* |
| Fixed Interest Rate Home Loan 3 Years | 7.79% pa | 7.41% pa* |
| Fixed Interest Rate Home Loan 5 Years | 8.19% pa | 7.70% pa* |
| Equity Home Loan | 7.45% pa | 7.52% pa* |
| Standard Variable | 7.15% pa | 7.22% pa* |
| Interest Only | 7.15% pa | 7.22 pa* |
| Home Loan Offset / Bridging Loans | 7.15% pa | 7.22% pa* |
| 1 year Intro Rate Variable Home Loan | 6.24% pa | 7.12% pa* |
Download our Comparison Rate Schedule below
 |
Comparison Rate Schedule |
Encompass Transport Mortgage Package
Fixed Interest Rate Home Loan 2 Years 7.72% pa*
Loan Type
Interest Rate
Comparison Rate
Fixed Interest Rate Home Loan 1 Year
6.79% pa
7.11% pa*
7.29% pa
7.22% pa*
Fixed Interest Rate Home Loan 3 Years
7.69% pa
7.39% pa*
Fixed Interest Rate Home Loan 5 Years
8.09% pa
Variable Home Loan
6.75% pa
7.11% pa*
Download our Comparison Rate Schedule below
Transport Comparison Rate Schedule
Find out if you are eligible to apply for our Transport Package.
* Comparison rates calculated on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A comparison rate schedule is available below. Rates effective 1 May 2010 and subject to change at Credit Unions discretion.
Questions
If you have any difficulty downloading the above, please contact us 
Please note: Fees and charges apply. Loans are subject to Encompass Credit Union Ltd's normal lending criteria.
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