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Home and Investment Loans

Rates effective 14 December 2011. See here for full Interest Rate Details.

Loan Type Interest Rate Comparison Rate
Fixed Interest Rate Home Loan 1 Year (new) 6.20% pa 6.94% pa*

Fixed Interest Rate Home Loan 2 Years (new)

 6.20% pa 6.87% pa*

Fixed Interest Rate Home Loan 3 Years (new)

 6.20% pa 6.80% pa*
Fixed Interest Rate Home Loan 5 Years (new) 6.90% pa 6.99% pa*
Equity Home Loan 7.25% pa 7.32% pa*
Standard Variable 6.95% pa 7.02% pa*
Interest Only 6.95% pa 7.02% pa*
Home Loan Offset 6.95% pa 7.02% pa*
1 year Intro Rate Variable Home Loan 6.25% pa 6.94% pa*
3 year Introduction Variable Loan 6.59% pa 6.91% pa*
Bridging Loans    
Where there will be NO end Debt 8.45% pa 7.18% pa*
Where there will be an end Debt 7.45% pa 7.07% pa*

Encompass Transport Mortgage Package

Loan Type Interest Rate Comparison Rate
Fixed Interest Rate Home Loan 1 Year (new) 6.10% pa 6.86% pa*

Fixed Interest Rate Home Loan 2 Years (new)

 6.10% pa 6.82% pa*
Fixed Interest Rate Home Loan 3 Years (new) 6.10% pa 6.78% pa*
Fixed Interest Rate Home Loan 5 Years (new) 6.80% pa 7.02% pa*
Variable Home Loan 6.55% pa 6.91% pa*

Find out if you are eligible to apply for our Transport Package.

* Comparison rates calculated on a loan amount of $150,000 over a term of 25 years. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Rates effective 14 December 2011 and subject to change at Credit Unions discretion.

Questions

If you have any difficulty downloading the above, please contact us Enquire Now

Please note: Fees and charges apply. Loans are subject to Encompass Credit Union Ltd's normal lending criteria.

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