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Rates effective 01 March 2011. See here for full Interest Rate Details.
| Loan Type | Interest Rate |
| Visa Credit Card - Purchase Rate | 15.00% pa |
| Visa Credit Card - Cash Advance Rate | 21.00% pa |
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Please note: Fees and charges apply. Loans are subject to Encompass Credit Union Ltd's normal lending criteria.
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The Labor government’s federal budget for 2012/13 has been announced, but what does this mean to you?
After consecutive decisions to keep rates on hold, the RBA has made the decision to reduce the cash rate to 3.75%, marking the first rate cut for the year.
At Encompass we take security very seriously and to protect you from any theft or unauthorised transactions, we constantly monitor your card activity. To confirm any suspicious transaction we’ll need a way to contact you while you’re on the road to confirm if activity is authorised.
According to news.com.au consumers who use non-network ATMs paid $660million in mostly unnecessary fees last year.
The 2011 Annual General Meeting was held on Wednesday, 23 November 2011.