Benefits of Membership

We'll be there when you need us

Encompass embraces the core belief of the credit union movement; that our primary purpose is to serve our members. To this end, we've spent the last few decades continually improving our products and services to your advantage.

Unlike some other financial institutions, whose profit goes to external shareholders, any profit we make goes back into the credit union. Providing you, our members, with better products and services.

Here is a snapshot of some of the benefits you receive from Encompass:

• Competitive interest rates
• Flexible loans and savings accounts
• Minimal fees and charges - no monthly account keeping fees
• Flexible and convenient transaction accounts
• Award-winning Encompass Visa Credit Card
• No transaction fees for Encompass home loan members
• Free mobile lending service
• Helpful financial tips and a financial planning service
• Home, car, health, landlords and travel insurance
• Free car buying service

More Information

• Find out how we started

10 Good Reasons for Joining Credit unions are financial co-operatives owned and democratically operated by the people who save and borrow with them. Credit unions are totally committed to the financial well-being of their members. Credit unions were introduced to Australia in 1946 by Kevin Yates who had observed their success in Canada during World War II. Today, the Australian Credit Union Movement, represents a large customer base with 3.6 million members or about one in every five adults.

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Questions?

If you have any questions, please contact us