Loans and Credit Most of us need to borrow at some time in our lives. Whatever your need, it's likely that we can help you with a loan that suits.
Home Loans
We offer a wide choice of home loan products to suit homeowners and investors, giving you the flexibility to structure your loan.
Personal Loans
Our personal loans are for any purpose including taking a holiday, home renovating and improvements, your childrens education, a boat or that additional family car.
Car Loans
Encompass car loans offer a competitive rate, free car-buying service and up to 100% finance. Our car loans can be used for new and used cars, motorbikes and boats.
Encompass Visa Credit Card
Join the thousands of Encompass members already enjoying the benefits of our low-rate, no frills Visa Credit Card.
Loan Repayment Insurance
Loan repayment insurance allows you to cover all or part of your loan repayment, providing you with the security of knowing that if something unforseen happens, your major commitment will be taken care of.
More Information
- View our Interest Rates, Comparison Rates and Fees & Charges
- Want to know how much you could borrow? Use one of our Loan Calculators
- Read our budgeting tips
Questions?
If you have any questions, please contact us 
