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Visa Credit Card
Join over 2,100 members that use our low-rate no frills credit card and receive the following benefits from Encompass!
If you are looking for a competitive rate Credit Card then you are in the right place.
Unlike many other credit cards, we don't charge a fee to transfer the balance from other credit or store cards. For added convenience your Encompass Visa Credit Card can be used to access your savings account or credit facility by pressing "savings" or "credit".
See here for full Interest Rate Details.
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Highly competitive interest rate |
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Award-winning value |
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Worldwide access |
| Key Features | |
| Variable interest rate | View our interest rates |
| Annual fee | $36 |
| Interest free days for purchases | Up to 55 |
| Free balance transfers | Yes |
| Interest charges | Calculated daily, Charged monthly |
| ATM and EFTPOS access | Yes |
| Worldwide acceptance | Yes |
| Cash advance facilities | Yes |
| Selection of own Personal Identification Number (PIN) | Yes (at any of our Branches) |
More Information
- Learn more about the benefits of an Encompass Visa Credit Card
- Improve your online security with Verified by Visa
- Read our advice about card security
- Contact the Lost or Stolen Cards Hotline
- Need answers? Read our FAQs
Important Information - Regular Payments from your Card Account
You may have previously authorised an organisation or business to regularly debit your card account. Where you have provided your card expiry date for such payments, you should advise those organisations of your new card expiry date, otherwise future transactions could be declined. (You may find that these businesses will, or have already approached you for this information.
Apply
Apply for an Encompass Visa Credit Card 
Questions?
If you have any questions, please contact us 
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CONTACT US 13 13 61 | DISCLAIMER | PRIVACY POLICY | SECURITY | COMPLAINTS | © 2012 Encompass Credit Union Ltd (ABN 43 087 650 011) (AFSL/ACL 238 426) (BSB 802 184)
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions and Financial Services Guide before acquiring the product.
