Visa Credit Card

Join over 2,800 members that use our low-rate no frills credit card and receive the following benefits from Encompass!

If you are looking for a low rate Credit Card then you are in the right place.

Unlike many other credit cards, we don't charge a fee to transfer the balance from other credit or store cards. For added convenience your Encompass Visa Credit Card can be used to access your savings account or credit facility by pressing "savings" or "credit".

Rates effective 26 December 2009. See here for full Interest Rate Details.

Highly competitive interest rate
Award-winning value
Worldwide access

Key Features
Variable interest rate View our interest rates
Annual fee $36
Interest free days for purchases Up to 55
Free balance transfers Yes
Interest charges Calculated daily, Charged monthly
ATM and EFTPOS access Yes
Worldwide acceptance Yes
Cash advance facilities Yes
Selection of own Personal Identification Number (PIN) Yes (at any of our Lending and Banking Centres)

More Information

Important Information - Regular Payments from your Card Account

You may have previously authorised an organisation or business to regularly debit your card account. Where you have provided your card expiry date for such payments, you should advise those organisations of your new card expiry date, otherwise future transactions could be declined. (You may find that these businesses will, or have already approached you for this information.

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Questions?

If you have any questions, please contact us Enquire Now

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    Tuesday, 09 March 2010

    Encompass Credit Union, in partnership with the Australian Federal Police (AFP), warns the public about online job offers

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    Wednesday, 03 March 2010

    On March 2nd, the Reserve Bank lifted its key interest rate by 25 basis points to 4.00%.

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  • Government guarantee changes

    Wednesday, 10 February 2010

    In October 2008, the global financial industry was being walloped. To ease some of the worry that financial institutions and their customers were experiencing the Australian

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