Our personal loans are for any purpose including taking a holiday, home renovating and improvements, your childrens education, a boat or that additional family car. Whatever the purpose, Encompass can offer you a loan to suit your personal needs.
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Low establishment fee |
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Pre-approval |
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Insurance to cover your loan repayments |
| Key Features | |
| Variable interest rate | View our interest rates |
| Minimum amount | $1,000 |
| Maximum amount | $40,000 (Secured) $10,000 (Unsecured) |
| Loan period | Up to 7 years |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, Charged monthly |
| Establishment fee | Yes |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Redraw facility available |
Yes (our Banking System will automatically hold 1 (one) repayment in advance) |
| Loan Repayment Insurance available | Yes |
| Auto repayments (payroll deduction) | Yes |
More Information
- Read more about the benefits of a Personal Loan
- Need answers? Check out our FAQs
- Compare our Personal Loans









