Home | Site Map | Contact Us | Help
Home | Site Map | Contact Us | Help
Our personal loans are for any purpose including taking a holiday, home renovating and improvements, your childrens education, a boat or that additional family car. Whatever the purpose, Encompass can offer you a loan to suit your personal needs.
![]() |
Low establishment fee |
![]() |
Pre-approval |
![]() |
Insurance to cover your loan repayments |
| Key Features | |
| Variable interest rate | View our interest rates |
| Minimum amount | $1,000 |
| Maximum amount | $40,000 (Secured) $10,000 (Unsecured) |
| Loan period | Up to 5 years* |
| *Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, Charged monthly |
| Establishment fee | Yes |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Redraw facility available |
Yes (our Banking System will automatically hold 1 (one) repayment in advance) |
| Loan Repayment Insurance available | Yes |
| Auto repayments (payroll deduction) | Yes |
If you have any questions, please contact us 
*Preferred 5 years. Maximum 7 years
Don’t make the same mistake you did last year. Plan your Christmas finances in advance and avoid the anxiety of financial pressure over the holiday period in 2012.
As of the 1st of January 2012 the NSW Government has adjusted the First Home...
Being able to access your money at a convenient location is an important part of your banking experience...