You can apply for an overdraft facility which lets you draw down to your approved limit when you need it. The funds are available through your Encompass Access Savings Account and interest is only charged on used funds.
 | Borrow up to $5,000 |
| Competitive interest rate |
| No monthly account keeping fees |
| Key Features | |
| Variable interest rate | View our interest rates |
| Minimum amount | $1,000 |
| Maximum amount | $5,000 |
| Loan period | Continuous |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, Charged monthly on the portion of the overdraft used |
| Monthly account keeping fees | No |
| Establishment fee | Yes |
| Loan Repayment Insurance available | Yes |
| Auto repayments (payroll deduction) | Yes |
More Information
Apply
Apply for an Overdraft
Questions?
If you have any questions, please contact us 
