Encompass Credit Union offers a wide choice of home loans with competitive rates, for home and investment purposes, giving you the flexibility to structure your home loan to suit you.
Fixed Interest Rate Home Loan
Fixing your interest rate will reassure you that your payments will not increase throughout the fixed rate term.
1 year Intro Rate variable home loan
A home loan that gets you off to a great start by enabling you to enjoy a low interest rate for 12 months.
Standard Variable Home Loan
This is our fully featured home loan and is suitable for homeowners and investors.
Equity Home Loan (Line of Credit)
The Equity Home Loan is a line of credit mortgage suitable for homeowners and investors who are excellent with budgeting.
Home Loan Offset
This loan is designed to reduce the interest paid on your home loan.
Interest Only Home Loan
With an interest only home loan, repayments only cover the interest component.
Bridging Home Loan
This loan can assist you in securing finance while you sell one property in order to buy another.
More Information
- Read the benefits of our Mobile Lending Service
- Need answers? Read our list of FAQs
- View our Interest Rates, Comparison Rates and Fees & Charges
- Want to know how much you could borrow? Use one of our Loan Calculators
- Read our budgeting tips
Questions?
If you have any questions, please contact us 
