QUICK SEARCH
 

 

Home Loans Benefits

Our Home Loans comes with some great benefits...

Variable and lump sum repayments

By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^

Mobile lending service - we will come to you!

Our Mobile Lending Officers will come to you at a time and location suitable to assist you with your mortgage requirements. Contact Gillian Soden on 0420 300 340 to make an appointment. Alternatively, call us on 13 13 61 and we will organise an appointment for you. ^

Redraw facility

Encompass Credit Union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. This facility allows you to park extra funds on your loan, thus saving you interest and then redrawing them as required. See our Fees and Charges for Redraw fees. ^

No monthly account keeping fees

Unlike some other institutions, we do not charge any account keeping or service fees on our loan accounts, saving you money. ^

Loan Repayment Insurance available

Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. ^

Automatic repayments (payroll deduction)

We prefer you to make payments by arranging for automatic repayments by payroll deduction, but you can also make payments via Periodical Payments from your savings or transaction account within Encompass, Internet or Ready Phone banking. or through the Bank@Post service at most Australia Post Offices. Setting up automatic repayments saves you time and enables you to avoid any late fees. ^

Ease of online application

Submitting a loan application couldn't be simpler. You can apply online today and receive approval within 24-48 hours. Alternatively if you would like to talk to one of our friendly staff in person, they will be more than happy to assist. Find a Branch nearest you. ^

More Information

Apply

Apply for a Home Loan Apply Now

Questions?

If you have any questions, please contact us Enquire Now

  • Plan ahead and avoid the stress this Christmas

    Don’t make the same mistake you did last year. Plan your Christmas finances in advance and avoid the anxiety of financial pressure over the holiday period in 2012.

  • Stamp Duty Concessions

    As of the 1st of January 2012 the NSW Government has adjusted the First Home...

  • Bank@Post

    Being able to access your money at a convenient location is an important part of your banking experience...

Alliance Partners

Visa