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1 year Introductory Variable Home Loan
|
3 year Introductory Variable Home Loan
|
Fixed Interest Rate Home Loan (1,2,3 & 5 years) |
Standard Variable Home Loan
|
Interest Only Home Loan
|
Equity Home Loan
(Line of Credit) |
Home Loan offset
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| Interest rate | Interest rate | Interest rate | Interest rate | Interest rate | Interest rate | Interest rate | Interest rate |
| Minimum amount |
No Minimum
|
No Minimum
|
No Minimum
|
No Minimum
|
No Minimum
|
No Minimum
|
No Minimum
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| Maximum amount $1 million |
ü
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ü
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ü
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ü
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ü
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ü
|
ü
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| Loan period up to 30 years |
ü
|
ü
|
ü
|
ü
|
û1
|
ü
|
ü
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|
Weekly / fortnightly / monthly repayments |
ü
|
ü
|
ü
|
ü
|
û2
|
ü
|
ü
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| Interest calculated daily |
ü
|
ü
|
ü
|
ü
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ü
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ü
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ü
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| No annual fees |
ü
|
ü
|
ü
|
ü
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ü
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ü
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ü
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No monthly account keeping service fees |
ü
|
ü
|
ü
|
ü
|
ü
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ü
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ü
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| No transaction fees for the life of your home loan3 |
ü
|
ü
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ü
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ü
|
ü
|
ü
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ü
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| Flexible and lump sum repayments |
ü
|
ü
|
ü
|
ü
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û
|
ü
|
ü
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| Split with other loans |
ü
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ü
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ü
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ü
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ü
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ü
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ü
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| Loan Repayment Insurance |
ü
|
ü
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ü
|
ü
|
ü
|
ü
|
ü
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| Early repayment fees (only within first 5 years or fixed term period) |
ü
|
ü
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ü
|
ü
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ü
|
ü
|
ü
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| Establishment fee |
$350
|
$350
|
$350
|
$350
|
$350
|
$350
|
$350
|
| Pre-approved $5,000 Visa Credit Card available is required4 |
ü
|
ü
|
ü
|
ü
|
ü
|
ü
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ü
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| Auto repayments (payroll deduction) |
ü
|
ü
|
ü
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ü
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ü
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ü
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ü
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| Easy online application |
ü
|
ü
|
ü
|
ü
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ü
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ü
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ü
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| Pre-approval |
ü
|
ü
|
ü
|
ü
|
ü
|
ü
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ü
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| Free Mobile Lending Service5 |
ü
|
ü
|
ü
|
ü
|
ü
|
ü
|
ü
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| Top up facility available |
û
|
û
|
û
|
ü
|
û
|
ü
|
ü
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| Redraw facility |
ü
|
ü
|
ü
|
ü
|
û
|
û
|
ü
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| Offset account |
û
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û
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û
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û
|
û
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û
|
ü
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1. Up to 5 years
2. Monthly only
3. The 'no transaction fees' offer only applies to accounts held in the same membership number in which the mortgage is held. This offer is not available to memberships with Commercial Loan accounts. Fees charged by a third party supplier will still be payable. See our Fees and Charges for full details. Excludes any non-value ATM/EFTPOS fees. Fee exemption does not apply to fees and charges applied directly to accounts by other parties or institutions.
4.Terms conditions, fees, charges and credit criteria apply.
5.This service is available in metropolitan Sydney, Newcastle and the Hunter region.