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3 Year Introductory Variable Home Loan

3 more reasons to celebrate with our new 3 Year Introductory Variable Home Loan.

A home loan that gets you off to a great start with a discounted variable rate during the first 3 years. If you're buying your first home, or refinancing, we can make it a little easier with a 3 Year Introductory Variable home loan. At the end of the period the interest rate reverts to the Standard variable rate.

Take advantage of the reduced repayments for 3 years and pay off your home loan sooner
Additional repayments can be made at any time
Redraw facility available for advance payments

Savings in repayments can help offset the costs of stamp duty, solicitors and moving
No transaction fees for the life of your home loan^
No monthly account keeping fees

Key Features
   
Variable interest rate View our interest rates
Maximum amount

$1,000,000
Loan period Up to 30 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly
Monthly account keeping fees No
Annual fees No
Flexible and lump sum repayments Yes
Split with other loans Yes
Loan repayment insurance available Yes
Early repayments fees Yes
Establishment fee $350
Pre-approval - we can approve your loan in advance Yes
Free mobile lending service** Yes
No transaction fees for the life of your home loan^ Yes
Redraw facility

Yes

(Our banking system will automatically hold 1 (one) repayment in advance)

More Information

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Questions?

If you have any questions, please contact us Enquire Now

 

Terms, conditions, fees, charges and credit criteria apply.
**This service is available in metropolitan Sydney, Newcastle and the Hunter region
The Credit Union may change the introductory rate at it's discretion, however, we guarantee the introductory rate will remain below our Standard variable rate for 36 months after the intial draw-down of your loan, after which it will revert to our Standard variable rate.
^The 'no transaction fees' offer only applies to accounts held in the same membership number in which the mortgage is held. This offer is not available to memberships with Commercial Loan accounts. Fees charged by a third party supplier will still be payable. See our Fees and Charges for full details. Excludes any non-value ATM/EFTPOS fees. Fee exemption does not apply to fees and charges applied directly to accounts by other parties or institutions.

 

 

Changes to the Government Guarantee Scheme