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Car Loans
Our motor vehicle loans cover both new and used cars, motorbikes and boats. We can offer a competitive interest rate, pre-approval, a free car buying service for members in Sydney and Newcastle, comprehensive insurance and Green Slips as well as up to 100% finance for eligible members.
For all car loans:
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Low establishment fee |
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Pre-approval |
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Insurance to cover your motor vehicle and loan repayments |
The motor vehicle is used as security on an Encompass Car Loan.
Terms, conditions, fees, charges and credit criteria apply. This offer is available for motor vehicles up to 3 years old. Rate current 01 April 2011 and subject to change without notice.
1Offer is applicable only to Comprehensive Insurance policies with Allianz Australia Insurance Limited. Terms and conditions apply. Valid for 12 month policies with funds credited to your loan account on the 1st business day of the 3rd month after funding. This insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234 708. For more information visit your local Branch or call 13 13 61.
| Key Features | Motor Loan (Motor vehicle up to 36 months old) |
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| Variable interest rate | |||
| Minimum amount | $1,000 | ||
| Maximum amount | Up to 100% of the purchase price (Total of $40,000) | ||
| Loan period | Up to 7 years | ||
| Repayments | Monthly / Fortnightly / Weekly | ||
| Interest charges | Calculated daily, Charged monthly | ||
| Establishment fee | Yes | ||
| Variable and lump sum repayments | Yes | ||
| Early repayment without penalty | Yes | ||
| Redraw facility available | Yes | ||
| Loan Repayment Insurance available | Yes | ||
| Motor insurance available | Yes | ||
| Auto repayments (payroll deduction) | Yes | ||
| Loan interview required | No | ||
More Information
- Learn more about the benefits of our Car Loan
- Need answers? Check out our FAQs
- Find our more about our Free Car Buying Service
Apply
Apply for a Car Loan 
Questions?
If you have any questions, please contact us 
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CONTACT US 13 13 61 | DISCLAIMER | PRIVACY POLICY | SECURITY | COMPLAINTS | © 2012 Encompass Credit Union Ltd (ABN 43 087 650 011) (AFSL/ACL 238 426) (BSB 802 184)
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions and Financial Services Guide before acquiring the product.
