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Our motor vehicle loans cover both new and used cars, motorbikes and boats. We can offer a competitive interest rate, pre-approval, a free car buying service for members in Sydney and Newcastle, comprehensive insurance and Green Slips as well as up to 100% finance for eligible members.
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No monthly account keeping fees |
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Low establishment fee |
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Pre-approval |
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Insurance to cover your motor vehicle and loan repayments |
The motor vehicle is used as security on an Encompass Car Loan.
*Comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. Terms, conditions, fees, charges and credit criteria apply. This offer is available for motor vehicles up to 2 years old. Rate current 25 August 08 and subject to change without notice.
| Key Features | Motor Loan (Motor vehicle up to 24 months old) |
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| Variable interest rate | |||
| Minimum amount | $1,000 | ||
| Maximum amount | Up to 100% of the purchase price (Total of $40,000) | ||
| Loan period | Up to 7 years | ||
| Repayments | Monthly / Fortnightly / Weekly | ||
| Interest charges | Calculated daily, Charged monthly | ||
| Monthly account keeping fees | No | ||
| Establishment fee | Yes | ||
| Variable and lump sum repayments | Yes | ||
| Early repayment without penalty | Yes | ||
| Redraw facility available | Yes | ||
| Loan Repayment Insurance available | Yes | ||
| Motor insurance available | Yes | ||
| Auto repayments (payroll deduction) | Yes | ||
| Loan interview required | No | ||