Car Loans

Our motor vehicle loans cover both new and used cars, motorbikes and boats. We can offer a competitive interest rate, pre-approval, a free car buying service for members in Sydney and Newcastle, comprehensive insurance and Green Slips as well as up to 100% finance for eligible members.

No monthly account keeping fees
Low establishment fee
Pre-approval
Insurance to cover your motor vehicle and loan repayments

The motor vehicle is used as security on an Encompass Car Loan.

*Comparison rate is based on a $30,000 secured loan over 5 years.  WARNING: This comparison rate is true only for the example given and may not include all fees and charges.  Different terms, fees, or other loan amounts might result in a different comparison rate.  Terms, conditions, fees, charges and credit criteria apply.  This offer is available for motor vehicles up to 2 years old.  Rate current 25 August 08 and subject to change without notice.

Key Features Motor Loan
(Motor vehicle up to 24 months old)
Variable interest rate

View our interest rates and comparsion rates

Minimum amount $1,000
Maximum amount Up to 100% of the purchase price (Total of $40,000)
Loan period Up to 7 years
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, Charged monthly
Monthly account keeping fees No
Establishment fee Yes
Variable and lump sum repayments Yes
Early repayment without penalty Yes
Redraw facility available Yes
Loan Repayment Insurance available Yes
Motor insurance available Yes
Auto repayments (payroll deduction) Yes
Loan interview required No

More Information

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Questions?

If you have any questions, please contact us Enquire Now

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