Car Loans

Our motor vehicle loans cover both new and used cars, motorbikes and boats. We can offer a competitive interest rate, pre-approval, a free car buying service for members in Sydney and Newcastle, comprehensive insurance and Green Slips as well as up to 100% finance for eligible members. (100% finance does not apply to Equity car loans).
 

20% Equity Car Loan

Looking for a flexible car loan with an even lower rate - test drive an Encompass Equity Car Loan today. We finance up to 80% equity for eligible members.

  • No establishment fee
  • Low interest fee
  • 1 month free comprehensive insurance~
  • Further 0.15%pa discount rate for eligible Transport Mortgage Package
9.50% pa
interest rate

9.84 %pa*
comparison rate
Apply Now
 

Motor Vehicle Loan

To help get you behind the wheel of your car, Encompass offers a flexible car loan with a low interest rates.

  • Low competitive interest rates
  • Low establishment fee
  • Pre-approval
  • Insurance to cover your motor vehicle and loan repayments

10.45%pa

interest rate

10.97 pa*
comparison rate

Apply Now

Additional Key Features

FEATURE Vehicles up to 2 years old.(secured by Bill of Sale)
Variable Interest Rates View our interest and comparison rates
Minimum amount $1000
Loan period up to 7 years
Repayments Monthly/ Fortnightly/ Weekly
Interest charges Interest calculated daily, charged monthly
Account keeping fees Fees & Charges brochure
Variable and lump sum repayments Yes
Early repayments without penalty Yes

More Information

 

 

Apply

Apply for a Car Loan Apply Now


Questions?

If you have any questions, please contact us Enquire Now

Terms, conditions, fees, charges and credit criteria apply. These offers are available only for motor vehicles up to 2 years old. Rates subject to change without notice.
~Offer is applicable only to Comprehensive Insurance policies with Allianz Australia Insurance Limited. Terms and conditions apply. Valid for 12 month policies with funds credited to your loan account on the 1st business day of the 3rd month after funding. This insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234 708. For more information visit your local Lending and Banking Centre or call 13 13 61.

*Comparison rate is for a Secured loan of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. View our comparison rates

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