Motor

* For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. ** If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it has been reduced by previous discounts. If your premium is below our minimum premium, then the minimum premium will apply. *** No claim bonus discount amounts vary by State. + Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. This insurance is underwritten by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234 708 ABN 15 000 122 850. Encompass Credit Union LImited ABN 43 087 650 011 acts as an agent for Allianz not as your agent. A Product Disclosure Statement (PDS) for insurance products is available on this website. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10 - 30%.

‎_{^Offer valid for new Allianz comprehensive car insurance policies purchased between 1 August and 31 October 2011, subject to payment ‎of premium. Not available for renewals of existing policies. 12 months free roadside assistance membership is provided by AGA ‎Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance.‎ In arranging this insurance, Encompass Credit Union, acts as an agent of the insurer Allianz Australia ‎Insurance Limited ABN 15 000 122 850 AFS Licence No 234708. Before making a decision about our insurance, please refer to the ‎Product Disclosure Statement available from Encompass Credit Union. If you buy Allianz products Encompass Credit Union may be paid a ‎commission that is a percentage of the premium and/or agreed amount depending on the product. Ask us for more details before we ‎ provide you with any services or insurances.‎}