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Peace of mind for your most treasured items

They say home is where the heart is, and there is nothing more important than protecting your family's home and possessions. Our home building and contents insurance includes a range of features and benefits, to give you peace of mind should the unexpected happen.

Why choose Allianz for your home insurance:

• Affordable - Competitive prices with flexible payment options.
• Choice - A range of comprehensive home and content insurance products to suit your budget and needs.
• Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
• Sounds pretty simple

Extra ways to save:

• Combined building and contents discount – When you combine our building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%.
• 30% no-claim bonus discount – We offer up to 30%* no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30% *.
• Increase your excess to reduce your premium – Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return.

Compare the features

What is covered?	Prestige Home	Classic Home	Vital Home
Insured Events cover	N/A
Accidental loss or damage		N/A	N/A
Accidental breakage of glass
Additional cost of temporary accommodation
	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'
Automatic indexation of sum insured
Compensation for death
	Up to $10,000
Contents in open air at the risk address
	Sub-limits for selected contents based on insured loss or damage
Contents in safe deposit box
	Up to 20% of contents sum insured
Credit cards - cover for loss or theft
	Up to $5,000		Up to $2,500
Fusion of electric motors			N/A
	Motors up to 12 years old	Motors up to 10 years old
Guests', visitors' and domestic helpers' property
	Up to $5,000
Landlords' contents	N/A
		Up to $10,000
Legal liability cover
	Up to $20,000,000		Up to $10,000,000
Modifications to buildings for paraplegia & quadriplegia
	Up to $10,000
Replacement of locks and cylinders
	Up to $2,000	Up to $1,000
Security firm attendance
	Up to $500
Spoilage of refrigerated / freezer food			N/A
	No specified limit	Up to $500
Temporary removal of Contents from your risk address
	Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents
Title deeds
	Up to $2,000
Veterinary costs
	Up to $500

You can get a quote in minutes online or give us a call on 13 13 61.

For full details of conditions and exclusions of all our cover options, please refer to the policy document:

Home PDS and Supplementary PDS

• Prestige Home PDS
• Classic Home PDS
• Vital Home PDS

Questions?

If you have any questions, please contact us

^{Encompass Credit Union Limited ABN 43 087 650 011 AFS Licence No. 238426 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited AFS Licence No. 234 708 ABN 15 000 122 850.. We do not provide advice on this ‎insurance based on any consideration of your objectives, financial situation or needs. To ‎decide if it is right for you please refer to the relevant Product Disclosure Statement, ‎available on this website. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10 - 30%.}

* Minimum premiums may apply. Any discounts/entitlements only ‎apply to the extent any minimum premium is not reached. If you ‎are eligible for more than one, we also apply each of them in a ‎predetermined order to the premium (excluding taxes and ‎government charges) as reduced by any prior applied ‎discounts/entitlements.‎ Discounts may not be applied to any flood component of the premium (if applicable).