Peace of mind for your most treasured items
They say home is where the heart is, and there is nothing more important than protecting your family's home and possessions. Our home building and contents insurance includes a range of features and benefits, to give you peace of mind should the unexpected happen.
Why choose Allianz for your home insurance:
- Affordable - Competitive prices with flexible payment options.
- Choice - A range of comprehensive home and content insurance products to suit your budget and needs.
- Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
- Sounds pretty simple
Extra ways to save:
- Combined building and contents discount – When you combine our building and contents cover on the one policy, you’ll be rewarded with a discount of up to 10%.
- 30% no-claim bonus discount – We offer up to 30%* no claim bonus on our home insurance policy, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30% *.
- Increase your excess to reduce your premium – Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium in return.
Compare the features
| What is covered? | Prestige Home | Classic Home | Vital Home |
| Insured Events cover | N/A |  |
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| Accidental loss or damage | |
N/A | N/A |
| Accidental breakage of glass | |
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| Additional cost of temporary accommodation | |
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| Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' | |||
| Automatic indexation of sum insured | |
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| Compensation for death | |
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| Up to $10,000 | |||
| Contents in open air at the risk address | |
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| Sub-limits for selected contents based on insured loss or damage | |||
| Contents in safe deposit box | |
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| Up to 20% of contents sum insured | |||
| Credit cards - cover for loss or theft | |
|
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| Up to $5,000 | Up to $2,500 | ||
| Fusion of electric motors | |
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N/A |
| Motors up to 12 years old | Motors up to 10 years old | ||
| Guests', visitors' and domestic helpers' property | |
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| Up to $5,000 | |||
| Landlords' contents | N/A | |
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| Up to $10,000 | |||
| Legal liability cover | |
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| Up to $20,000,000 | Up to $10,000,000 | ||
| Modifications to buildings for paraplegia & quadriplegia | |
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| Up to $10,000 | |||
| Replacement of locks and cylinders | |
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| Up to $2,000 | Up to $1,000 | ||
| Security firm attendance | |
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| Up to $500 | |||
| Spoilage of refrigerated / freezer food | |
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N/A |
| No specified limit | Up to $500 | ||
| Temporary removal of Contents from your risk address | |
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| Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents | |||
| Title deeds | |
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| Up to $2,000 | |||
| Veterinary costs | |
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| Up to $500 | |||
You can get a quote in minutes online or give us a call on 13 13 61.
For full details of conditions and exclusions of all our cover options, please refer to the policy document:
Questions?
If you have any questions, please contact us 
