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Peace of mind for your most treasured items
They say home is where the heart is, and there is nothing more important than protecting your family's home and possessions. Our home building and contents insurance includes a range of features and benefits, to give you peace of mind should the unexpected happen.
Why choose Allianz for your home insurance:

Extra ways to save:
| What is covered? | Prestige Home | Classic Home | Vital Home |
| Insured Events cover | N/A | ![]() |
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| Accidental loss or damage | ![]() |
N/A | N/A |
| Accidental breakage of glass | ![]() |
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| Additional cost of temporary accommodation | ![]() |
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| Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' | |||
| Automatic indexation of sum insured | ![]() |
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| Compensation for death | ![]() |
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| Up to $10,000 | |||
| Contents in open air at the risk address | ![]() |
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| Sub-limits for selected contents based on insured loss or damage | |||
| Contents in safe deposit box | ![]() |
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| Up to 20% of contents sum insured | |||
| Credit cards - cover for loss or theft | ![]() |
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| Up to $5,000 | Up to $2,500 | ||
| Fusion of electric motors | ![]() |
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N/A |
| Motors up to 12 years old | Motors up to 10 years old | ||
| Guests', visitors' and domestic helpers' property | ![]() |
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| Up to $5,000 | |||
| Landlords' contents | N/A | ![]() |
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| Up to $10,000 | |||
| Legal liability cover | ![]() |
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| Up to $20,000,000 | Up to $10,000,000 | ||
| Modifications to buildings for paraplegia & quadriplegia | ![]() |
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| Up to $10,000 | |||
| Replacement of locks and cylinders | ![]() |
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| Up to $2,000 | Up to $1,000 | ||
| Security firm attendance | ![]() |
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| Up to $500 | |||
| Spoilage of refrigerated / freezer food | ![]() |
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N/A |
| No specified limit | Up to $500 | ||
| Temporary removal of Contents from your risk address | ![]() |
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| Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents | |||
| Title deeds | ![]() |
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| Up to $2,000 | |||
| Veterinary costs | ![]() |
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| Up to $500 | |||
You can get a quote in minutes online or give us a call on 13 13 61.
For full details of conditions and exclusions of all our cover options, please refer to the policy document:
Home PDS and Supplementary PDS
If you have any questions, please contact us 
Encompass Credit Union Limited ABN 43 087 650 011 AFS Licence No. 238426 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited AFS Licence No. 234 708 ABN 15 000 122 850.. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please refer to the relevant Product Disclosure Statement, available on this website. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10 - 30%.
* Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).
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