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Encompass Current Member competitions:
Use your Visa card1 for all your shopping needs this summer and you could win $1,000.
Whether you're paying over the counter, over the phone, online or overseas, every purchase you make with your Visa card will automatically enter you in the draw to win $1,000
The more you purchase the more chances you have of winning and remember to press "Credit" every time you shop using your Visa card.
*Full Terms and Conditions available here.
Your Visa card is a safe, secure and convenient way to make purchases. Visa is accepted at over 30 million locations in 150 countries (including ATMs). Only Visa provides additional purchase protection and security benefits such as Visa's Zero Liability2 policy which pretects cardholders from unauthorised transactions.
Encompass Credit Union provides Verified by Visa3 as an added layer of security that confirms your identity when you shop online giving you the same assurance you would experience when using your card in person.
For more details contact Encompass Credit Union on 13 13 61.
Authorised under NSW Permit No. LTPS/11/ 10612, ACT Permit No. TP11/4694
1.Visa Cards are available to customers who have an Australian residential address and are over the age of 18. Visa credit card applications/credit limit increase applications (as applicable) are subject to normal lending criteria. Visa ® is a registered trademark of Visa International PTY Ltd. To apply for a Visa Debit card please read the terms and conditions available from your financial institution. Fees and charges apply. The above information doesn’t take your circumstances into account. Read the terms before making a decision.
2.Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. The cardholder must notify their issuer promptly of any unauthorised Visa use. Please refer to your Visa card terms and conditions for any additional details concerning this policy.
3. Refer to your Visa terms and conditions for further details of this feature.
In October 2008 the Federal Government introduced a temporary deposit guarantee capped at $1 million per person.
Despite economists’ predictions for another rate cut the Reserve Bank have today decided to keep rates at 4.25.
Results from the Encompass Credit Union 2011 Online Survey.