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Car Loans

Our motor vehicle loans cover both new and used cars, motorbikes and boats. We can offer a competitive interest rate, pre-approval, a free car buying service for members in Sydney and Newcastle, comprehensive insurance and Green Slips as well as up to 100% finance for eligible members. (100% finance does not apply to Equity car loans).
 

20% Equity Car Loan

Looking for a flexible car loan with an even lower rate - test drive an Encompass Equity Car Loan today. We finance up to 80% equity for eligible members.

  • Low competitive interest rates
  • Low establishment fee
  • Pre-approval
  • Insurance to cover your motor vehicle and loan repayments
 8.99% pa
interest rate

9.51 %pa*
comparison rate		 Apply Now
 

Motor Vehicle Loan

To help get you behind the wheel of your car, Encompass offers a flexible car loan with a low interest rates.

  • Low competitive interest rates
  • Low establishment fee
  • Pre-approval
  • Insurance to cover your motor vehicle and loan repayments

9.29%pa

interest rate

9.89% pa*
comparison rate

 Apply Now

Additional Key Features

FEATURE

Vehicles up to 1 year old (secured by Bill of Sale). Please view our Interest Rate Guide

forfull details.
Variable Interest Rates View our interest rates
Minimum amount $1000
Loan period up to 5 years+
Repayments Monthly/ Fortnightly/ Weekly
Interest charges Interest calculated daily, charged monthly
Account keeping fees Fees & Charges brochure
Variable and lump sum repayments Yes
Early repayments without penalty Yes

More Information

 

 

Apply

Apply for a Car Loan Apply Now


Questions?

If you have any questions, please contact us Enquire Now

Terms, conditions, fees, charges and credit criteria apply. The 20% Equity Car Loan offers are available only for motor vehicles up to 12months old. Rates subject to change without notice.
*Comparison rate is for a Secured loan of $30,000 over a term of 5 years.

+Preferred 5 years. Maximum 7 years
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Changes to the Government Guarantee Scheme