Apply: Home Loan

Encompass Credit Union offers three ways to apply for a home loan.

If you're not already a member you can find more information on membership here.

What do I need to apply?

Please review our list of frequently asked application questions.

Apply Online

Online

Use our simple and secure online application form. If you don't have much time or all of the information at hand, don't worry, our online application form enables you to save your progress along the way.

Members who use our Internet Banking Service should apply online using the form below:

Click here to start a new application »
Click here to continue a partially completed application »

All other applicants should apply online using the form below:

Click here to start a new application »
Click here to retrieve a partially completed application »

 
Branch

Branch

Application forms are available through your local Encompass Credit Union Branch. You can choose to take the form away and fill it out at your convenience or make an appointment with one of our home loan consultants who will take the time to discuss your home loan needs.

Click here to find your nearest Branch »

 
Apply PDF

Downloadable Forms

Download and print out an application form. Once you have downloaded and completed this form you can mail, fax or bring the form into one of our Branches.

Click here to download our application form »

 

Application FAQ's

You will be asked to complete a simple form asking you to provide information on things such as:

  • the purpose of the loan;
  • your personal details;
  • your employment and income; and
  • your financial circumstances.

Before proceeding, you may have some questions...

Note: the downloadable form is provided in .pdf format and requires version, 4.0 (or later) of Adobe Reader. You can download Adobe Reader by clicking on the "Get Adobe Reader" button below.

Visa