Increase font size Decrease font size

Home Loans

Attention: open in a new window. Print

Encompass Credit Union offers a wide choice of home loans with competitive rates, for home and investment purposes, giving you the flexibility to structure your home loan to suit your lifestyle.

encompass transport mortgage package

encompass introductory rate home loan encompass fixed home loan

Home Buyer Guide

Get pre-approval today!

Ready to apply online?

This guide goes beyond talking about loans and gives you the information you need throughout the home buying process; from start to finish. Fill in our Home Loan enquiry form to kick-off the pre-approval process today. It only takes 2 minutes to get started!

You can apply for a loan online, over the phone, in-branch or our mobile lender can come to you.

Book Appointment

2 Minute Quick Enquiry

apply for a home loan now

2 Minute Quick Enquiry

apply for a home loan now

Book Appointment


encompass standard variable home loan encompass rtbu home loan package encompass equity home loan

Loan Calculators

Find out which loan is right for you

Go straight to the rate!

We have a range of handy calculators to help you better manage your finances. If you need help, call us on 13 13 61.

Learn about the features of all our loans, in the one place. If you have questions our home loan experts have answers. Just ask!

Review and compare our loan rates. Our home loan specialist can help you with any queries you may have on 13 13 61.

Find out more

2 Minute Quick Enquiry

Book appointment

2 Minute Quick Enquiry

apply for a personal loan now

apply for a personal loan now

More Information


If you have any questions, please contact us.

1. Eligibility requirements apply. Terms, conditions, fees, charges and credit criteria apply.

Financial Planning

Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Terms and Conditions and Financial Services Guide before acquiring the product.
Encompass Credit Union Ltd is authorised under The Banking Act to conduct banking business.
© 2014 Encompass Credit Union Ltd | ABN 43 087 650 011 | AFSL and Australian Credit Licence Number 238 426 | BSB 802 184

RTAA logoRECClub  Industry Logo  RTBU Logo